Please read this disclaimer carefully before using our services
Effective Date: January 1, 2025
We are a loan matching and lead generation service. We do not make loans, credit decisions, or guarantee approval. All lending decisions are made solely by the third-party lenders in our network.
NeptuneLoan operates as an online marketplace that connects consumers seeking personal loans with a network of third-party lenders. Our role is limited to:
The APR offered by lenders in our network typically ranges from 5.99% to 35.99%. Your actual rate will depend on your credit profile, loan amount, loan term, and other factors determined by the lender.
Example:
A $10,000 loan with a 36-month term at 15.99% APR would have monthly payments of approximately $351.29 and a total repayment amount of $12,646.44.
*This is an example only. Actual rates, fees, and terms vary by lender.
Submitting a request through our website does not affect your credit score. However, if you are matched with a lender and proceed with an application:
Initial matching process - does NOT affect your credit score
Lender's full application - MAY temporarily affect your credit score
The lenders in our network are independent third parties. We do not control and are not responsible for:
Important: Always review the lender's terms, privacy policy, and disclosures carefully before accepting any loan offer.
The information provided on this website is for general informational purposes only and should not be considered financial, legal, or tax advice.
We strongly recommend consulting with a qualified financial advisor, attorney, or tax professional before making any financial decisions or entering into any loan agreement.
Our services may not be available in all states. Loan availability, amounts, rates, and terms vary by state and lender. Some states have specific regulations that may affect loan terms or availability.
Residents of certain states may have additional rights or protections under state law. Please consult your state's consumer protection agency for more information.
By submitting your information, you consent to receive marketing communications from NeptuneLoan and our partners. This may include:
You may opt out of marketing communications at any time by following the unsubscribe instructions in our messages or contacting us directly.
If you have questions about this disclaimer or our services, please contact us:
support@neptuneloan.com
Phone
+1-484-569-1268
Hours
Mon-Fri, 8AM-8PM EST
Questions? Contact us at legal@neptuneloan.com